Tax Help Hawaii

Stop an IRS Wage Garnishment or Wage Levy

Facing an IRS Wage Garnishment? Get Help Now.

If the IRS has issued a wage levy or wage garnishment, acting quickly can be critical. An IRS levy can take a significant portion of your paycheck and create serious financial hardship for you and your family.

Tax Help Hawaii helps individuals facing IRS collection actions, including wage levies, bank levies, tax liens, back taxes, and other IRS tax problems.

Our tax professionals can review your situation, communicate with the IRS when authorized, and determine what options may be available to stop or release a levy and resolve the underlying tax debt.

Call Now for Your FREE Tax Relief Consultation
Call Tax Help Hawaii: 1-866-226-6102

What Is an IRS Wage Garnishment?

An IRS wage garnishment—commonly referred to by the IRS as a wage levy—allows the IRS to require an employer to send a portion of a taxpayer’s wages directly to the government to satisfy unpaid federal tax debt.

Unlike many other types of garnishments, an IRS wage levy can generally continue from paycheck to paycheck until the levy is released, the tax debt is satisfied, or another qualifying event occurs.

Only a portion of your wages may be exempt from the levy. The amount you are allowed to keep depends on IRS rules and your individual circumstances.

For many taxpayers, the amount remaining after an IRS wage levy may not be enough to comfortably cover normal household expenses.

When Can the IRS Levy Your Wages?

Before the IRS can generally levy wages or other property, certain collection procedures must occur.

These commonly include:

  • The IRS assesses the tax owed.
  • The IRS sends a notice and demand for payment.
  • The taxpayer does not fully pay the tax debt.
  • The IRS issues the required notice of its intent to levy and provides applicable collection due process rights.

The exact notices and deadlines involved can depend on the taxpayer’s circumstances.

Do not ignore an IRS levy notice.
If you have received a Final Notice of Intent to Levy or another IRS collection notice, contacting a tax professional before the levy occurs may provide more options for addressing the problem.

Received an IRS Final Notice of Intent to Levy?

The best time to address an IRS wage or bank levy is often before the money is taken.

If you have received an IRS levy notice, Tax Help Hawaii can review your tax account and determine what steps may be available to prevent or resolve the collection action.

Waiting until after a levy has occurred can make the situation more difficult.

Call 1-866-226-6102 for a FREE consultation.

IRS Bank Levy Help

A bank levy is different from a continuing wage levy.

When the IRS issues a levy to your bank, the bank generally holds the affected funds for a limited period before sending them to the IRS. This can create a short window in which immediate action may be important.

If you have received an IRS bank levy notice or your bank account has already been frozen because of an IRS levy, contact Tax Help Hawaii immediately.

We can evaluate the situation and determine whether there are grounds to request a release of the levy.

State Wage Garnishments & Vendor Levies

Tax Help Hawaii can also assist with certain State tax collection matters, including wage garnishments, orders to withhold, and tax problems affecting business or 1099 income.

State collection procedures differ from federal IRS procedures, so the available options depend on the taxing authority and the taxpayer’s individual situation.

FAQ's

Frequently Asked Questions

Can an IRS Wage Garnishment Be Stopped?

Depending on your circumstances, there may be ways to obtain the release of an IRS wage levy.

The appropriate strategy depends on factors such as your tax debt, income, expenses, assets, filing compliance, collection status, and ability to pay.

Possible solutions may include:

  • Paying or resolving the underlying tax liability
  • Establishing an IRS Installment Agreement
  • Qualifying for Currently Not Collectible / Hardship Status
  • Pursuing an Offer in Compromise
  • Demonstrating that the levy is creating qualifying economic hardship
  • Correcting filing or account issues
  • Exercising available IRS appeal or collection rights

Tax Help Hawaii will evaluate your individual circumstances and determine which tax resolution options may be appropriate.

You don’t have to handle IRS collection calls, notices, and negotiations by yourself.

For qualifying representation matters, Tax Help Hawaii can communicate with the IRS on your behalf under a valid Power of Attorney.

We can review your IRS account, determine the status of collection activity, identify outstanding filing or payment issues, and work toward an appropriate resolution.

Our goal is not simply to address the immediate wage levy. We want to help resolve the underlying tax problem that caused the collection action.

Get IRS Wage Garnishment Help Today

If your paycheck is already being levied—or you've received a warning that an IRS levy may be coming—don't wait to get help.

Tax Help Hawaii has been helping taxpayers resolve serious IRS and State tax problems since 2009.

Let us review your situation, explain your options, and help you determine the best path toward resolving your tax debt.

FREE Tax Relief Consultation

Call Tax Help Hawaii: 1-310-966-0266

Serving Maui, Hawaii and taxpayers nationwide with qualifying federal IRS tax matters.

Schedule Your FREE Tax Relief Consultation